Payments

How do I pay for a Hopshopdrop purchase?

Hopshopdrop offers you multiple payment methods. Whatever your online mode of payment, Hopshopdrop's trusted payment gateway partners use secure encryption technology to keep your transaction details confidential at all times.

You may use following payment option for product purchase

  1. Internet Banking,
  2. E-Gift Voucher (eGV),
  3. Cash on Delivery (COD)
  4. Wallet

 

Hopshopdrop also accepts payments made using Visa, MasterCard, Maestro and American Express credit/debit cards in India.

 

Are there any hidden charges (Octroi/Sales Tax/VAT) when I make a purchase on Hopshopdrop?

There are NO hidden charges when you make a purchase on Hopshopdrop. The prices listed for all the items are inclusive of all the taxes. The price you see on the product page is exactly what you pay.

Delivery charges may be extra depending on the seller policy. Please check individual seller for the same.

Delivery Charges are waived off on orderds above Rs 500 & seller Aaress Electronics or AEEMPL.

 

What is Cash on Delivery?

With COD you can pay in cash at the time of actual delivery of the product at your doorstep, without requiring you to make any advance payment online.

 

The maximum order value for a Cash on Delivery (COD) payment is ₹25,000. It is strictly a cash-only payment method. E-Gift Vouchers or store credit cannot be used for COD orders. Foreign currency cannot be used to make a COD payment. Only Indian Rupees accepted.

 

How do I pay using a credit/debit card?

We accept payments made by credit/debit cards issued in India .

Credit cards

We accept payments made using Visa, MasterCard and American Express credit cards,JCB,Diners Club.

To pay using your credit card at checkout, you will need your card number, expiry date, three-digit CVV number (found on the backside of your card). After entering these details, you will be redirected to the bank's page for entering the online 3D Secure password.

 

Debit cards

We accept payments made using All VISA Electron and Master Card Debit cards, Maestro..

To pay using your debit card at checkout, you will need your card number, expiry date (optional for Maestro cards), three-digit CVV number (optional for Maestro cards). You will then be redirected to your bank's secure page for entering your online password (issued by your bank) to complete the payment.

 

Internationally issued credit/debit cards cannot be used for Product Purchase, Wallet and eGV payments.

 

Is it safe to use my credit/debit card on Hopshopdrop?

Your online transaction on Hopshopdrop is secure with the highest levels of transaction security currently available on the Internet. Hopshopdrop uses 256-bit encryption technology to protect your card information while securely transmitting it to the respective banks for payment processing.

 

All credit card and debit card payments on Hopshopdrop are processed through secure and trusted payment gateways managed by leading banks. Banks now use the 3D Secure password service for online transactions, providing an additional layer of security through identity verification.

 

What steps does Hopshopdrop take to prevent card fraud?

Hopshopdrop realizes the importance of a strong fraud detection and resolution capability. We and our online payments partners monitor transactions continuously for suspicious activity and flag potentially fraudulent transactions for manual verification by our team.

In the rarest of rare cases, when our team is unable to rule out the possibility of fraud categorically, the transaction is kept on hold, and the customer is requested to provide identity documents. The ID documents help us ensure that the purchases were indeed made by a genuine card holder. We apologise for any inconvenience that may be caused to customers and request them to bear with us in the larger interest of ensuring a safe and secure environment for online transactions.

 

What is a 3D Secure password?

The 3D Secure password is implemented by VISA and MasterCard in partnership with card issuing banks under the "Verified by VISA" and "Mastercard SecureCode" services, respectively.

 

The 3D Secure password adds an additional layer of security through identity verification for your online credit/debit card transactions. This password, which is created by you, is known only to you. This ensures that only you can use your card for online purchases.

 

How can I get the 3D Secure password for my credit/debit card?

You can register for the 3D Secure password for your credit/debit card by visiting your bank's website. The registration links for some of the banks have been provided below for easy reference:

 

Can I use my bank's Internet Banking feature to make a payment?

Yes. Hopshopdrop offers you the convenience of using your bank's Internet Banking service to make a payment towards your order. With this you can directly transfer funds from your bank account, while conducting a highly secure transaction.

 

We accept payment through Internet Banking for the following banks:

AXIS Bank Account, Bank of India, Central Bank Account, City Union Bank, Corporation Bank Account, Federal Bank Account, HDFC Bank Account, ICICI Bank Account ,Indian Bank Account, Indian Overseas Bank, ING Vysya Bank, JK Bank Account, Karnataka Bank Account, Kotak Bank Account, Oriental Bank of Commerce Account, State Bank of Bikaner and Jaipur Netbanking, State Bank of Hyderabad Netbanking, State Bank of India Netbanking, State Bank of Mysore Netbanking, State Bank of Patiala Netbanking, State Bank of Travancore Netbanking, Union Bank of India, United Bank Of India, Yes Bank Account.

 

How do I place a Cash on Delivery (COD) order?

All items that have the "Cash on Delivery Available" icon are valid for order by Cash on Delivery.

 

Add the item(s) to your cart and proceed to checkout. When prompted to choose a payment option, select "Pay By Cash on Delivery". Enter the STERN text as shown, for validation.

 

Once verified and confirmed, your order will be processed for shipment in the time specified, from the date of confirmation. You will be required to make a cash-only payment to our courier partner at the time of delivery of your order to complete the payment.

 

Terms & Conditions:

  • The maximum order value for COD is INR 25,000
  • e-Gift Vouchers or Store Credit cannot be used for COD orders
  • Cash-only payment at the time of delivery.

 

What is Hopshopdrop's EMI payment option?

Hopshopdrop's EMI scheme is available for Axis, HSBC, Kotak, Standard Chartered, and ICICI bank credit card holders only. You may choose to pay in 3,6,9,12,18 & 24 month instalments. The minimum order value to avail the EMI payment option is Rs 3,000. Please note that this option is available only when the cart contains items from a single seller.

There is NO processing fee charged for availing Hopshopdrop's EMI payment option. On return or exchange, interest charged by the bank till that time will not be refunded by Hopshopdrop.

The Bank charges annual interest rates (as shown below) according to the reducing monthly balance . In the monthly reducing cycle, the principal is reduced with every EMI and the interest is calculated on the balance outstanding.

 

Banks

3 Months

6 Months

 9 Months

12 Months

AXIS Bank

12 %

12 %

13 %

13 %

ICICI Bank

13 %

13 %

13 %

13 %

HSBC Bank

12.50 %

12.50 %

13.50 %

13.50 %

Kotak Bank

12 %

12 %

14 %

14 %

Standard Chartered Bank

13 %

13 %

14 %

14 %